November 2028 has 30 days. The 1st falls on a Wednesday and the 30th on a Thursday, so the grid runs to 5 rows.
Federal holidays this month: Veterans Day on November 11 (a Saturday), and Thanksgiving Day on November 23 (a Thursday).
Holiday names print inside the day cell, wrapped to fit rather than running across the rule into the next day.
The week runs Sunday to Saturday, the usual US arrangement.